Free Business Valuation Calculator

You enter your financial data for the last three years and Rejigg estimates your business value using two methods: a comparable transaction analysis (what buyers have actually paid for similar businesses) and a discounted cash flow analysis (what your future earnings are worth today). The result is a weighted range, not a single number.

SDE (seller's discretionary earnings) is the total financial benefit to a single owner-operator: net income plus your salary, personal expenses the business covers, depreciation, amortization, and interest. For most small businesses under $5M in revenue, SDE is the number buyers use to determine what they'll pay. Getting your SDE right is the single most important input.

A valuation multiple is a ratio derived from real transactions. If a business with $500K in SDE sold for $1.5M, that's a 3x SDE multiple. Small business multiples typically range from 1.5x to 4.5x SDE, depending on the industry, growth trajectory, customer concentration, and how dependent the business is on the owner. This calculator uses multiples from real closed deals, not rules of thumb.

Yes, completely free. No credit card, no hidden fees, no obligation. Rejigg is free for sellers. Buyers pay to connect with you, not the other way around.

About 10 minutes if you have your financials handy. You need revenue and earnings for the last three years, plus current year-to-date numbers. Your tax return has all of it.

At minimum, three years of revenue and SDE. Owner compensation, depreciation, and other add-backs improve accuracy. A recent balance sheet is optional but helps with the SBA financing analysis. The more complete your data, the tighter the valuation range.

This calculator gives you a data-informed starting point, not a certified appraisal. The comparable transaction analysis uses real closed deal multiples, which makes it more grounded than generic rules of thumb. For a formal valuation tied to a legal or tax event, you would hire a certified appraiser.