Find and Buy a Business
on Your Terms

Create a free account, set your criteria, and browse off-market businesses sourced directly by our team. When you find a match, reach out to the owner through the platform. Rejigg handles NDAs, scheduling, and document sharing so you can focus on the deal. Browse businesses for sale.

Business prices vary widely. Most small businesses on Rejigg sell for $500K to $10M. Beyond the purchase price, expect to budget for due diligence costs (attorney and accountant fees, typically $10K-$50K), working capital reserves, and Rejigg's success fee. Getting started on Rejigg is free. See our pricing plans.

The most common path is an SBA loan, which covers up to 90% of the purchase price with 10-year terms. Seller financing is also common, where the seller carries a note for 10-30% of the price. Some buyers use cash, a combination, or investor capital. Our SBA loan calculator helps you estimate monthly payments and what you can afford.

Brokers represent the seller and charge 5-10% of the sale price. Marketplaces like BizBuySell list whatever gets posted. Rejigg individually sources and vets every listing, connects you directly with owners (no middleman), and gives you tools to manage the entire process from first contact through closing. You get better deal flow and a better experience.

Start with the financials: 3 years of tax returns, monthly P&Ls, and a clear picture of owner compensation (SDE stands for Seller's Discretionary Earnings, the total financial benefit to the owner). Then look at customer concentration, owner dependence, and growth trends. Our industry pages include specific guidance for what to look for in each sector.

Typically 3 to 9 months from first conversation to closing. The timeline depends on financing (SBA loans take 60-90 days), due diligence complexity, and how quickly both sides move. Deals with clean financials and motivated parties close faster.

Not necessarily, but it helps. Many successful buyers come from adjacent industries or bring transferable management skills. What matters more: the business has systems and employees that don't depend entirely on the current owner. If you're new to an industry, our industry guides cover what to look for and what questions to ask.

Due diligence is the verification process after you and the seller agree on terms (usually formalized in a Letter of Intent, or LOI). You'll verify financials, review contracts and leases, inspect assets, talk to key employees (if appropriate), and confirm there are no hidden liabilities. Budget 30-60 days and $10K-$30K for professional help (attorney + accountant).

SBA 7(a) loans are government-backed loans for business acquisitions. They cover up to 90% of the purchase price with interest rates around prime + 2-3% and 10-year terms. To qualify, you generally need a credit score above 680, relevant experience or education, and a down payment of 10-20%. Use our SBA calculator to run the numbers.

Most deals include a transition period (30 days to 1 year) where the seller helps you learn the business and introduces you to key customers, vendors, and employees. The best transitions are planned in advance with clear milestones. Set expectations for the transition during your deal negotiations, not after.

Most businesses are valued as a multiple of SDE (Seller's Discretionary Earnings) or EBITDA, typically 2x-5x depending on size, industry, and growth. Our valuation calculator uses real transaction data to help you benchmark. The industry pages also show typical multiples and what drives premiums in each sector.

Rarely. Most acquisitions require 10-20% down, whether through SBA financing, seller financing, or cash. Some creative deal structures (full seller financing, earnouts, equity rollovers) can reduce the cash needed upfront, but sellers generally want to see you have skin in the game. The more capital you bring, the stronger your offer.