FinTech Businesses for Sale.
The subscription revenue tells you what the business earns today, but the real value lives in hard-won state licenses and compliance infrastructure that took years and real money to build and that competitors can't simply buy their way into.
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$2.5M
Median Asking Price
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Featured FinTech Businesses
Showing 11 of 11 listings
Real Estate SaaS Platform
AI-powered property technology and financial services platform that calculates the true total monthly cost of homeownership, licensed for mortgage origination in 25 states, with recurring SaaS revenue and an affiliate marketing engine that monetizes every step of the home-buying journey.
Price$2M
Revenue$747.4K
EBITDA$73.9K
Healthcare SaaS Technology Financial Services Platform
AI-powered healthcare SaaS platform lifting patient collection rates from 10% to 80% across behavioral health and addiction treatment providers, with 95% client retention and $316k in 2025 revenue.
Price$1M
Revenue$316.3K
SDE$50.2K
Functional Programming Consultancy
Functional-programming software consultancy with active contracts at defense, fintech, and media companies serving industries where code correctness is non-negotiable.
Price$800K
Revenue$1.3M
SDE$337.6K
AI-based Fintech Loan Origination Platform
Mortgage origination platform with 50-state federal bank partnership licensing, 28–40% profit margins, and a proprietary AI-driven lead generation tool deployed but not yet scaled.
Price$2.5M
Revenue$2.1M
EBITDA$762.3K
Compliance / Risk Data Services Company
Compliance data-as-a-service provider with $725k in annual revenue, near-100% gross margins, 90%+ renewal rates, and a two-hour daily workload serving regulated institutions across sanctions screening, AML, KYC, ESG, and related regulatory workflows.
Price$5M
Revenue$725K
SDE$690K
Stock Market Analysis SaaS Platform
Real-time stock market news and analysis platform delivering $700k in EBITDA on $2M revenue through a proprietary digital platform with subscription-driven recurring revenue.
Price$25M
Revenue$2M
SDE$700K
Small Business Commerce SaaS Platform
Ecommerce software platform powering turnkey online storefronts and point-of-sale systems for independent merchants, with 95% recurring revenue and $20M in 2025 sales.
Price$100M
Revenue$20M
SDE$1.5M
Financial Education & Trading Mentorship Business
Remote digital trading education business that generated $150k in revenue during just six months of operation in 2025, with a fully commission-based sales model and sub-$2k monthly overhead.
Price$300K
Revenue$150.2K
SDE$38.1K
SaaS Platform for Crypto
Blockchain analytics and tax compliance platform with two revenue streams serving a rapidly growing market as cryptocurrency regulation accelerates.
Price-
Revenue$852.5K
EBITDA($1.6M)
AI-powered Investment Platform
AI-powered investment platform with recurring SaaS revenue scaled from $50k in 2022 to $2.2M in 2025, delivering 44x growth in three years.
Price-
Revenue$2.2M
EBITDA$0
AI Debt Recovery Software
AI-driven debt collection software platform generating $2.9M in revenue with margins expanding toward 35% EBITDA, built on recurring licensing revenue from collection agencies, creditors, and financial institutions.
Price$30M
Revenue$2.9M
SDE$1M
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Due diligence
What to Look For
Practical guidance from hundreds of real acquisition conversations.
Subscription Revenue Quality
- Ask for the last 12 to 24 months of revenue broken out by type: subscriptions, transaction fees, one-time setup charges, and anything else.
- Net revenue retention over the last three years tells you whether existing customers are expanding their usage or quietly contracting.
- Steady subscription revenue with strong renewal rates commands the highest multiples and gives you the most predictable starting cash flow.
- Net revenue retention above 100% means existing customers are growing, which is as good a signal as a fintech business can send.
Licensing and Compliance Position
- Pull together the full licensing file early: which states, what license types, registration dates, and any audit findings.
- Ask specifically which licenses transfer automatically versus which require regulatory approval of the ownership change.
- Licenses with clean histories are genuinely hard to replicate and represent years of operational investment.
Integration Depth
- Ask for a list of every major integration: what it connects to, which customers use it, and what it would take to replace it.
- Platforms deeply embedded in a customer's workflow through live bank or brokerage integrations have significantly lower churn than those that sit on the periphery.
- Working integrations with financial partners create stickiness that advertising and pricing alone can't replicate.
Proprietary Data and Models
- Ask what data the company has accumulated, what it's used for, and whether those models are documented in a way a new owner can understand and maintain.
- Transaction data and trained models built over years are assets no competitor can simply purchase.
- Get clarity on data ownership and whether any customer contracts limit how the data can be used or transferred.
Valuation
What Should You Expect to Pay?
3x-6x
SDE
Mixed revenue, some licensing, owner-operated
6x-10x
EBITDA
Strong recurring revenue, multi-state licensing, management team
The spread reflects how much of the revenue comes from predictable subscriptions and how transferable the licensing and compliance infrastructure is, with businesses that combine strong retention and clean regulatory standing consistently reaching the top of the range.
What drives a premium
Annual or multi-year subscription contracts with strong renewal rates and low churn
Active state licenses and a clean compliance history representing years of regulatory work
Deep integrations with financial partners that make the platform sticky and difficult to replace
Proprietary transaction data and trained models that competitors cannot replicate
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Thinking About Selling?Read our owner's guide to selling a fintech business, with valuation tips, buyer expectations, and step-by-step advice.
Read the Owner's GuideFinTech Business Acquisition
Start with revenue quality: what percentage is from subscriptions, what do renewal rates look like, and is there net revenue expansion from existing customers. Then get into the licensing file and understand which licenses transfer and what the regulatory process for a change of ownership looks like. Deep integrations with financial partners and proprietary data are the defensible moats that justify premium multiples. Browse fintech businesses for sale on Rejigg.
Most fintech businesses sell for 3 to 10 times annual profit. Owner-operated businesses with mixed revenue and some licensing typically trade in the 3 to 6x SDE range. Businesses with strong recurring revenue, multi-state licensing, and a management team can reach 6 to 10x EBITDA. Use the SBA loan calculator to see what different deal sizes mean for monthly debt service.
Start with 24 months of revenue broken out by type and look at net revenue retention year over year. Then pull the full licensing file and map out which licenses transfer versus which require regulatory approval. Review the integration list and have a technical conversation about the architecture and any significant debt in the codebase. The combination of revenue quality, compliance posture, and integration depth will tell you what the business is actually worth.
Key questions: What is net revenue retention over the last two years? What percentage of revenue is from subscriptions versus transaction fees versus one-time charges? Which licenses are active and which require regulatory review for a change of ownership? What integrations are live and what would it take to maintain each one? What proprietary data has the company accumulated and how is it used? Who manages ongoing compliance and what does that process look like?
Rejigg lists fintech companies that have been individually sourced and vetted. You can browse fintech businesses for sale on Rejigg and connect directly with founders. Listings include financial and compliance details so you can assess fit before your first conversation.
This varies significantly by license type and state. Some licenses transfer automatically with the business entity; others require notifying the regulator or seeking approval of the new owner. Start by getting a full list of every active license with expiration dates and any recent audit findings. Ask specifically about the process for each one under a change of ownership. Having a compliance attorney review the licensing file before you get deep into diligence will save time and surface any deal-relevant issues early.
Profitability matters, but it's not the only lens. Some fintech businesses are investing heavily in growth or regulatory expansion, which can suppress near-term profit while building long-term value. What matters most is being able to see clearly where money comes in and where it goes. Ask for a clean breakdown that separates the founder's compensation, one-time development costs, and future product investments from the regular operating economics. That gives you a real view of what the business earns under a different owner's cost structure.